The Six Important Tips you must know About Travel Insurance

Like most Australians, the imminent threat that “winter is coming” probably has you glued to Webjet’s latest flight deals to Europe or anywhere north of the equator. Before you pack your bags, there are a few things you should consider when preparing for your next trip.

The seasoned traveller is probably well aware of the perils and risks associated with travelling overseas and already has a general insurer in mind for arranging their travel insurance.

1.Why should I take out jewellery and watch insurance while travelling?

Before you even arrive at your destination, the genuine threat of lost or damaged baggage from the aeroplane flights means your valuables may not even make it to your hotel room.

When travelling overseas, you may find yourself in unfamiliar cities where theft is prevalent. As a tourist, chances are you, and your Nikon camera stand out to the locals. This leaves you open to petty crimes like pickpocketing.

No matter how careful you are when travelling, the inevitable disruption to your daily routine can leave you scratching your head as to where your jewellery has wandered off to.

Most holidays often involve more adventurous activities than in everyday life, so there is an increased risk of losing your belongings while seeking thrills. Tropical holidays are also plagued with uncertainties. As you might know from our blog When Should You Remove Your Jewellery? Swimming in cold water can reduce your regular finger size drastically. This increases the likelihood of a ring slipping off and being lost forever in the Mediterranean Sea.

2.What is the best engagement ring insurance company?

Before you go ahead and lock in travel insurance give us a chance to convince you why leaving your jewellery off your travel insurance policy and getting jewellery valued for insurance purposes through Centrestone is a far more astute decision.

3.Why should I go with Centrestone over other policies for over engagement ring travel insurance?

Having insurance is a definite must for the unforeseen perils that may arise while travelling. But before you add your engagement ring insurance to a travel insurance policy, consider the following:

4.Insufficient payout limits on travel insurance jewellery cover

Most travel insurance jewellery cover have payout limits on items insured. This means that if you lose your jewellery while travelling the jewellery insurance broker may only compensate you for a portion of what your precious jewellery is worth. With Centrestone, we offer coverage up to 125% of the insured amount to ensure that you aren’t out of pocket should the unexpected happen.

5.You may have to go to the top jewellery insurance company’s preferred repairer

With Centrestone, we know that a significant portion of your jewellery valuation comes from the delicate craftsmanship of your jeweller. Therefore, we know it’s important to give you the choice of who remakes or repairs your jewellery. Top Sydney jewellery insurance companies often shop around with repairers to get the cheapest quote for a replacement, sacrificing quality in the process.

6.The policies of top-rated jewelry insurance companies may be subjected to high excess

Typically, the excess for a travel insurance jewellery cover will be in the region of several hundreds of dollars to deter fraudulent claims. With Centrestone, we know having your jewellery lost or stolen is stressful and upsetting, so we don’t want to rub salt in the wound. The excess to make a claim with Centrestone is only $50.

Are you packing your bags for your next overseas trip? Get a jewellery insurance quote australia now to see how affordable worldwide jewellery insurance is with Centrestone!

An engagement ring is one of the most precious things ever shared between two individuals. At Per Lei, we give you a way to express your love through a truly custom-designed ring, made to your price point and using the very highest quality, hand-picked diamonds.

With all our purchase, we provide a free jewellery valuation for insurance purposes and recommend Centrestone policy among the best choice overall for jewellery insurance sydney. Our independent jewellery valuation service starts from $120 per item so contact us today and ensure your covered today.

Link to service page Valuation & Insurance Service Page.

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